California Privacy Notice (CCPA)
Introduction and Scope
This California Privacy Notice supplements the Capitalvelaro Privacy Policy and applies solely to visitors, users, and others who reside in the State of California ("California consumers" or "you"). We provide this notice to comply with the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act (collectively, the "CCPA"). Terms defined in the CCPA have the same meaning when used in this notice.
Categories of Personal Information Collected
In the past twelve (12) months Capitalvelaro may have collected the following categories of personal information from or about California consumers: identifiers (such as IP address and email address when you subscribe); internet or network activity (browsing history on the site, referring URL, time of request); geolocation data at the coarse-grained, city-level resolution derived from IP; commercial information (which newsletters you have subscribed to); inferences drawn from this information (such as aggregated content preferences); and audio or visual information only if you voluntarily submit it (for example, a photo attached to a tip you send through our Contact form).
Sources of Personal Information
We obtain the personal information described above directly from you (when you fill in a form or interact with the site), automatically from your device (when your browser requests pages and sends standard HTTP headers), and from a limited set of service providers that operate Capitalvelaro on our behalf (such as our hosting provider, edge security provider, and email-delivery vendor). We do not buy personal information from data brokers.
Business and Commercial Purposes
We use the personal information identified above for the following business or commercial purposes, in each case as described to you at the point of collection: providing the editorial product (rendering pages, sending newsletters you have opted into); responding to your messages and inquiries; operating, maintaining, securing, and improving the site; producing aggregated readership analytics; serving advertising in a non-personalized form by default and, where applicable, with your consent; detecting and responding to security incidents; and complying with our legal obligations.
Disclosure to Service Providers and Third Parties
We disclose personal information to service providers under written contract for the business purposes outlined above. These currently include: our cloud hosting provider; our content-delivery network and edge security provider; our email-delivery vendor (for newsletter distribution); our web-analytics provider; and our advertising network (where ads are displayed). Each service provider is contractually prohibited from retaining, using, or disclosing the personal information for any purpose other than the specific services it provides to us.
Sale and Sharing of Personal Information
Capitalvelaro does not sell personal information and does not share personal information for cross-context behavioral advertising as those terms are defined under the CCPA. In the preceding twelve (12) months we have not sold or shared the personal information of any California consumer, including any California consumer under the age of 16, and we have no actual knowledge of any such sale or sharing.
Sensitive Personal Information
We do not collect or process sensitive personal information as defined by the CCPA for the purpose of inferring characteristics about you. To the extent any sensitive personal information is incidentally collected (for example, if you voluntarily disclose it in a message), we use that information only for the business purpose for which it was provided and not for any additional uses requiring further consent under the CCPA.
Your California Privacy Rights
California consumers have, under the CCPA, the following rights with respect to personal information held by Capitalvelaro: a right to know (categories collected, sources, purposes, categories of recipients); a right to access specific pieces; a right to correction; a right to deletion; a right to opt out of sale and sharing; a right to limit the use of sensitive personal information; and a right not to be retaliated against for exercising any of these rights.
How to Exercise Your Rights
Verifiable consumer requests under the CCPA can be submitted to Capitalvelaro through our Contact form or to the email address shown on the Contact page. To prevent fraudulent access requests, we will verify your identity using reasonable means tied to the data we hold — typically by confirming control of the email address tied to a subscription or by matching identifiers you provide against information already in our records. We respond to verified requests within the 45-day window required by the statute, with one 45-day extension where reasonably necessary.
An authorized agent (such as a privacy-rights service or an attorney) may submit a CCPA request on behalf of a California consumer. Capitalvelaro will require written authorization from the consumer or a valid power of attorney, and may contact the consumer directly to confirm the request and verify identity. We may decline requests that do not meet the CCPA's authorization and verification requirements.
Consumers Under 16 Years of Age
Capitalvelaro does not sell or share personal information about consumers under the age of 16 and does not have actual knowledge of collecting personal information of children under 13. If we ever decided to sell or share personal information about consumers between the ages of 13 and 16, we would do so only with the affirmative authorization of the consumer (opt-in) as required by the CCPA. Parents and guardians may submit deletion requests on behalf of their children via the Contact form.
Right to Non-Discrimination
Exercising your rights under the CCPA will not result in any adverse treatment by Capitalvelaro. We will not deny you the service, charge a different price, reduce the quality of the service, or otherwise penalize you for submitting a verifiable consumer request. The free editorial content we publish is available on the same terms to all visitors regardless of whether or how they exercise their CCPA rights.
Retention of Personal Information
We retain each category of personal information only for as long as needed to fulfill the purpose for which it was collected, plus any retention required by applicable law. Specifically: newsletter subscribers' email addresses are retained until you unsubscribe (and then moved to a minimal suppression list); contact-form messages are retained for up to 24 months; server access logs are retained for up to 90 days; aggregated analytics data is retained indefinitely in non-identifying form.
Changes to This Notice and How to Reach Us
This California Privacy Notice may be updated periodically. The version on this page is always the current version, and the "Last updated" date shows when it took effect. To exercise any CCPA right or to ask a question about this notice, contact Capitalvelaro through the Contact form linked in the footer of every page — that form routes directly to the editor responsible for privacy correspondence.